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 MORTGAGES

Gone are the days when a borrower was grateful to the lender for providing them with a mortgage facility.  In today's marketplace, lenders are in competition with each other for your valuable business. They are therefore willing to offer incentives to entice you. But beware, you don't want them to snare you!

There are so many types of mortgage available that it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest. But when booking and arrangement fees, conditional insurances, higher lending charges, lock-ins and early repayment charge are taken into account, the products may not be as attractive as you might have first thought.  Please contact us to discuss your specific requirements.

Your home may be repossessed if you do not keep up repayments on your mortgage