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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the level term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

Life Assurance Enquiry

Company address:
Warwickshire Independent Financial Services Limited, 6 Doctors Lane, Henley In Arden, Warwickshire, B95 5AW
T: 01564 797 370
F: 01564 797 380

Email: office@wifs.co.uk

Registration address as company address
Registration number: 5933159
Registered in: England & Wales

Warwickshire Independent Financial Services Limited is Authorised and Regulated by the Financial Services Authority.

Warwickshire Independent Financial Services Limited is entered on the FSA register (www.fsa.gov.uk/register/) under reference 467173

The FSA do not regulate National Savings products and some forms of mortgage, taxation planning, inheritance tax planning and offshore funds.

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Telephone: 01564 797 370 | office@wifs.co.uk

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